Working Capital
Covers wages, rent and supplier bills while customer payments are still on their way in.
Small Business Funding in Lexington, Kentucky
Payroll due Friday, a lift quote on the counter, a second storefront on Main Street in mind: tell Lodgeleaf what the money is for and we line up the funding shape that fits it.
Six funding shapes
6 Lodgeleaf routes for payroll, stock, equipment and growth.
Business Term Loans
One lump sum for a defined project, like a build-out or a second Lexington location, paid back on a fixed schedule.
Business Line of Credit
A limit you draw on when a month runs short and pay down when it runs long; interest applies only to what is drawn.
Inventory Financing
Money to buy stock before it sells: racks for a boutique, parts for a repair bay, shelves for a pharmacy.
Equipment Financing
Finance or lease a truck, an exam chair, a vehicle lift or a commercial range, new or used.
Merchant Cash Advance
An advance bought against future card receipts and collected as a share of daily sales. It is not a loan.
Industries partners review
Each funding shape held up against how cash actually moves in that line of work.
Construction
Contractor business loans in Lexington, KY: equipment, credit lines and working capital for builders and trades across 638 Fayette County firms.
Plumbing & HVAC
HVAC and plumbing business loans in Lexington, KY: service vans, equipment stock and working capital for 109 Fayette County contractors.
Restaurants
Restaurant business loans in Lexington, KY: kitchen equipment, working capital, remodels and second locations for Fayette County's 686 eateries.
Medical Practices
Medical practice loans in Lexington, KY: equipment financing, build-out term loans and credit lines for the 290 physician offices in Fayette County.
Chiropractic & Therapy
Chiropractic business loans in Lexington, KY, plus funding for physical therapy and optometry practices: equipment, space and working capital.
Dental Practices
Dental practice loans in Lexington, KY: chairs, imaging, build-outs and working capital for the 167 dental offices with employees in Fayette County.
Law Firms
Law firm business loans in Lexington, KY: lines of credit for case costs, working capital for payroll, and term loans for office moves and systems.
Accounting & Consulting
Accounting firm loans in Lexington, KY, plus funding for consulting, IT and engineering firms: credit lines for receivables and hiring ahead of work.
Real Estate Offices
Business loans for real estate agents and agencies in Lexington, KY: money for listing marketing, office costs and the wait between closings.
Insurance Agencies
Insurance agency loans in Lexington, KY: working capital for producer hires, term loans for offices and systems, credit lines for commission timing.
Pharmacies
Pharmacy business loans in Lexington, KY: inventory, dispensing automation and working capital for the county's 129 health and personal care stores.
Auto Repair
Auto repair shop loans in Lexington, KY: lifts, diagnostic tools, parts stock and bay expansion for the 120 repair shops with employees in the county.
Salons
Salon business loans in Lexington, KY: chairs, stations, remodels and working capital for hair salons, nail salons and barbershops in Fayette County.
Before You Call: Lexington, KY Owner Questions
Quick answers Lodgeleaf gives Lexington, KY callers.
Still unsure? Call (859) 204-2726
How do I get a business loan in Kentucky through Lodgeleaf from Lexington, KY?
Call (859) 204-2726 or send the online form with the expense in mind. Lodgeleaf asks a few questions about the business, then sends the request to partners that consider it. Every partner reaches its own decision.
Does a business have to sit inside Lexington-Fayette, KY to use Lodgeleaf?
No. The service runs by phone and online, so owners in Jessamine, Woodford, Scott, Bourbon and Clark counties use it the same way as owners in Lexington, KY.
Which records help most on the first call from Lexington, KY?
Recent business bank statements, the date the business started, the legal and assumed names it uses, and any quote or invoice tied to the expense.
Can a Lexington, KY business with no employees ask for funding?
Yes. Partners review businesses with and without payroll; what they weigh is the business's revenue history, records and the purpose of the money, not headcount alone.
How it works
From the opening call to partner replies in four Lodgeleaf steps.
Name the expense
Call Lodgeleaf or use the form and say what the money has to pay for.
A short call
Expect questions on the business, the due date and which records you keep.
Partner review
Partners suited to the request run their own review of it.
Compare, then choose
Line up each offer's total cost and payment pattern, then accept one or none.
Start the Lodgeleaf Request
The form takes your full name, phone, email and company name (optional), then asks you to pick your time in business, an annual revenue range and a requested amount range before the consent box.
See our Privacy Policy, Terms and SMS Terms.